Residential & Commercial Rent Financing

Move in.
Pay Monthly.

Say goodbye to heavy upfront cheques. Saden settles the agreed residential or commercial lease value upfront, while you pay back in predictable monthly installments.

Saden Platform
Live Pre-Approval
Approved Rent Credit Limit AED 250,000
Tenancy Term: 12 Months Instant Payout
Next Installment AED 22,083 / mo
Auto-Debit Active

Easy Monthly Payments.

Zero Hidden Costs.

Instant Pre-Approval

Verify your identity with UAE Pass or Absher and receive your approved rental limit in minutes.

Residential & Commercial

Financing tailored for personal residential leases as well as office, retail, and industrial spaces.

100% Upfront to Landlord

Landlords receive the agreed lease payment directly into their bank account on Day 1.

⭐ First Time in Dubai

Offering RNPL for Your Commercial Rentals

For the first time in Dubai, businesses no longer need to tie up working capital in single-cheque commercial leases. Scale your office, retail store, warehouse, or showroom while Saden funds the agreed commercial lease value for a 3-year or 5-year term.

Preserve Capital for Business Growth
Offices, Retail, Warehouses & Clinics
Monthly Operating Expense Debits
Instant Landlord Lease Settlement
Commercial Rent Calculator

Unlock Business RNPL

Designed for startups, SMEs, and corporate entities registered in UAE and KSA.

Apply for Commercial Line
Tailored Financial Solutions

Residential & Commercial RNPL

Whether you are renting a home for your family or expanding your business operations in UAE or Saudi Arabia, Saden covers your upfront rental obligations.

Residential RNPL

For individuals and families renting apartments, townhouses, or villas across UAE or Saudi Arabia.

  • Convert 1-cheque demands into predictable monthly payments over a 12-month term
  • Instant KYC via UAE Pass or Absher
  • Zero physical cheque books required
  • Automatic debit options with card or bank transfer
Calculate Residential Lease
Dubai's First

Commercial RNPL

For startups, corporate offices, retail stores, restaurants, or warehouses seeking cash flow optimization.

  • Preserve working capital for marketing, inventory & hires
  • Commercial terms available upto 5 years
  • Streamlined corporate KYC & trade license verification
  • Structured monthly rental invoice schedule across the facility term
Apply for Commercial Facility
Designed for the Entire Ecosystem

Win-Win for Everyone in Real Estate

Saden connects tenants, property owners, and brokers into a frictionless digital leasing experience.

For Landlords

Receive the agreed lease value upfront with guaranteed protection.

  • 100% Upfront Payout: Get the agreed contract value disbursed on Day 1.
  • Zero Default Risk: Saden absorbs tenant collection management completely.
  • Higher Occupancy: Fill units faster by offering tenants flexible monthly terms.

For Tenants

Get maximum flexibility without compromising your cash reserves.

  • Flexible Monthly Payments: Spread residential rent over a 12-month schedule or choose a commercial 3-year or 5-year facility.
  • Digital Payments: Auto-debit via card or bank account without cheque writing.
  • Instant Approval: Fast credit check based on open banking data.

For Real Estate Agents

Close deals 3x faster and get your full commission instantly.

  • Faster Closing: Convert hesitant renters into confirmed deals instantly.
  • Instant Commission: Receive 100% broker commission directly upon contract execution.
  • Exclusive Broker Portal: Submit deals and track client pre-approvals online.
Interactive RNPL Calculator

Calculate Your Eligibility

Calculate monthly payments for residential leases or commercial facilities across UAE & KSA. Residential terms run up to 12 months, while commercial terms can run for 1 to 5 years.

AED 120,000
AED 30,000 (Residential) AED 1,000,000 (Commercial)
Estimated Monthly Payment
AED 10,250
Base Monthly Portion: AED 10,000
Platform Processing Fee: AED 500
Get Pre-Approved Now

*Estimates subject to tenancy verification and credit assessment.

The Modern Upgrade

Traditional Cheques vs Saden RNPL

Traditional Cheque Renting

  • Massive upfront liquidity tied up in 1-2 cheques
  • Cheque bounce risks and legal liabilities
  • Zero digital flexibility for businesses or personal budgeting
  • Slow broker deals and tenant delays
Recommended

Saden Digital RNPL

  • Smooth Flexible monthly digital debit schedule matched to your lease term
  • 100% upfront agreed lease value payout to Landlord
  • Seamless commercial rent financing for businesses
  • 100% online onboarding via UAE Pass & Absher

Rent Management on Mobile

Manage contracts, automate payments, and access pre-approved rent limits straight from your mobile phone.

app store
app store
Got Questions?

Frequently Asked Questions

How does Commercial RNPL work in Dubai?

Saden settles the agreed commercial lease value directly with your landlord. Your company then pays Saden back in monthly installments over a 3-year or 5-year facility, keeping your corporate capital free for operational growth.

When are you officially launching in UAE and Saudi Arabia?

We are currently accepting pre-registrations for early access in Dubai, Abu Dhabi, Riyadh, and Jeddah. Waitlist participants will get priority onboarding.

How do Real Estate Brokers partner with Saden?

Agents can sign up on our partner portal to submit tenant applications and get fast-tracked pre-approvals, allowing them to close deals in hours and receive instant commission settlement.

Secure Early Access in Dubai & KSA

Be among the first tenants, commercial renters, landlords, and agents to experience Saden RNPL.